The European Regulation on the Regulation of Crypto Asset Markets in Europe (MiCA), which entered into force on December 30, became the first large-scale initiative to regulate cryptocurrencies in the EU. The regulation is aimed at increasing transparency, protecting investors and reducing risks.

Experts, including Dmitry Radin, founder of Zekret and chief Technical Officer of Fideu, emphasize that MiCA can become a powerful tool for attracting large investors, creating a more stable and predictable ecosystem. However, there are concerns that additional obligations such as tax reporting and compliance with strict standards may deter small companies and retail investors.

Despite these challenges, major players such as MoonPay and Societe Generale are already implementing MiCA-related solutions, including stablecoins and platforms for secure transactions. This confirms that the regulation will be an important step in the globalization of the crypto economy.